Subscription

Calculate the Homeless Period That Counts Toward Your Subscription Score

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Key Takeaway

The homeless period for your subscription score counts from the day you turn 30, or from your marriage registration date if you married earlier. It adds 2 points a year, up to 32 points at 15 years or more.

A Korean apartment complex standing along a tree-lined walking path under a clear sky

The period runs to the date of the tenant recruitment notice and starts at 2 points for under 1 year (Applyhome score calculator, checked 2026-10-13).

How many points can the homeless period earn?

The homeless period is one of the items in the subscription score. If you own a home, or you are unmarried, homeless and under 30, the score is 0.

Homeless periodPoints
Under 1 year2 points
1 year or more, under 2 years4 points
Each additional year2 more points
15 years or more32 points

By the same calculation, 5 years or more but under 6 years is 12 points, and 10 years or more but under 11 years is 22 points. Enter the other items, the number of dependents and the length of your subscription account, in the Applyhome calculator to check them together.

When does the count start?

The start date depends on whether you have ever owned a home.

SituationStart of the homeless period
Never owned a homeThe day you turn 30
Married before 30The date recorded as your marriage registration date
Sold a home and became homelessThe later of the day you became homeless and the start date above
Owned a home twice or moreThe day you most recently became homeless

For example, if you sold a home at 33, you count from the day you sold it, not from 30. Conversely, if you sold a home at 27 and stayed unmarried until 30, you count from the day you turn 30.

Whose homes count toward being homeless?

As of the date of the tenant recruitment notice, every person in your household must be without a home. Presale rights and similar also count as home ownership.

  • Even if your spouse has a separate resident registration, check your spouse and their household members too.
  • The homeless period score is calculated based on the applicant and the spouse.
  • A home your spouse sold before the marriage is excluded from the period calculation.

If you are on the same resident registration copy as your parents, your parents' home may also count toward the household. Start by checking who is on your resident registration copy.

Does a small villa still count as homeless?

The Policy Briefing said that in January 2025 the small, low-priced home standard for being treated as homeless in subscriptions was widened.

CategoryAreaOfficially assessed price
Before the change60 ㎡ or lessKRW 100 million (KRW 160 million in the metro area) or less
After the change85 ㎡ or lessKRW 300 million (KRW 500 million in the metro area) or less

This exception may not apply equally to every supply type. The material I checked does not say which types it covers, so check the homeless recognition range in the tenant recruitment notice of the complex you plan to apply for.

What should you check before applying?

  1. In Applyhome's subscription score calculator, enter your homeless period, number of dependents and account period to see your score.
  2. Check whether anyone in your household owns a home or presale right, using your resident registration copy.
  3. Check the homeless recognition standard and the notice date in each complex's tenant recruitment notice.

The calculator result is a simple calculation of what you enter, so you are responsible for any mistaken application. A wrong score can make you ineligible after winning, so match the start date carefully.

Last checked: 2026-10-13. For your individual situation, check again with the Applyhome customer center (1644-7445) before relying on a homeless determination.

Frequently Asked Questions

If I registered my marriage at 28, when does the count start?

If you married before turning 30, the count starts from the date recorded as your marriage registration date. If you married at 28, your homeless period starts from that day.

Does it matter if my spouse sold a home before we married?

According to the Applyhome guide, a home your spouse sold before the marriage is excluded from the homeless period calculation.

Am I still considered homeless if I own one small villa?

The Policy Briefing said the small, low-priced home standard for being treated as homeless has been widened to 85 ㎡ or less of exclusive area and an officially assessed price of KRW 300 million (KRW 500 million in the metro area) or less. Check again in the tenant recruitment notice which supply types it applies to.

Sources & Verification Date

  1. Applyhome (Korea Real Estate Board), subscription score calculator guide · Verified
  2. Policy Briefing, wider definition of a homeless person for subscriptions (2025-01-14) · Verified

All materials have been verified from official announcements and may have changed since verification.

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